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How Do I Lower My Auto Insurance Rates? 
Since there are many factors that go into determining your auto insurance rates, 
auto insurance usaa ,united health care , there are many chances to lower your 
If you change jobs and your drive to work changes or you stop working or you work
 from home, you should contact your insurance company. 
If you have a teen driver and they go to school over 100 miles away without a car 
then you should be able to get a discount. If you get married and are in your teens or
 twenties call your insurance company and see about combining your policies. 
Take defensive driving if your state allows it for a discount. See if increasing your
comprehsive and collision deductibles will save you a lot of money. You need to 
compare what you're saving and how much more you will have to pay if you file a claim.

For example, if you go from $500 to a $1000 deductible and it lowers your insurance
$50 per 6 months then it saves you $100 a year. It will take you 5 years to break even
from what you are saving compared to how much more you have to pay. Now, if it 
saves you $250 every six months then it would be more worth your while. See if  
combining your auto and home insurance polices will qualify for a multi policy discount
with your current company. This could be a substantial discount.
One of the biggest ways you could save $200-$500 
or more a year is shopping around for insurance. The auto insurance industry is 
very competitive and this is great news for smart consumers like yourself. 
Shop for auto insurance quotes here ( and see 
how much you can save.
Free Money Saving Auto Insurance Tips 
Our money saving auto insurance tips were written for one reason - 
To Save You Money on your next auto insurance policy. 
Since in most states you are required by law to purchase a minimum 
amount of liability coverage we've looked for ways to save you money. 
Additionally many people want more than just the bare minimum in order to 
provide themselves with adequate protection. 
The top two biggest money saving auto insurance tips 
are to first shop around. There are numerous providers of insurance and generally
speaking you can save a great deal of money on your policy if you take the
time to find the right provider. 
The second biggest tip to lower your rates 
is to simply raise your deductable. In some cases you can reduce your annual premium 
by 10 percent or more if you increase your deductible by a few hundred dollars. 
You want to make sure you can actually afford the amount that you raise your 
deductible to or you're no better off then before. 
Additional tips include eliminating certain types of coverage from your current policy
and reducing the amount of coverage you currently have. Generally this is up to each
individual based on thier needs, wants and desires. You may want to consult an 
insurance agent before making any drastic changes to your current policy.
by Carrie Reeder